The Propeller - Propelling you into the new week! Tips, Newsbites, and Wisdom covering Life, Technology, Entrepreneurship, Finance, and the Internet

The Propeller – Merry Christmas! 🎄 – 12/21/2025

Tech Tidings

Ho ho ho! The holidays are here, and tech, especially AI, is making everything merrier and brighter.

Santa’s Secret Weapon: Microsoft Copilot

What if Santa went full AI this year? Forget dusty lists, he’s powered by Microsoft Copilot, the ultimate agentic AI tool. It scans wish lists, predicts trends, optimizes sleigh routes, and even crafts personalized replies to millions of letters. Multimodal magic handles photos of dreamed-up toys, while drone deliveries zip gifts worldwide. Naughty or nice? Copilot’s got the data-driven nudge ready!

AI Rules 2025 – And Your Holidays

AI has dominated the year with smarter agents, plummeting costs, and multimodal prowess. For us mortals? Microsoft Copilot is the tool everyone needs this Christmas. Shop smarter with gift ideas and deal hunts, generate festive cards or recipes, plan parties, or wrap up last-minute chaos; it’s your free(ish) holiday elf in your browser or the Copilot app.

Grab your eggnog, fire up Copilot, and let tech sleigh this season. Merry Christmas, gadget geeks!

Crypto Tax Loopholes

This Tweet by Chad is why crypto taxes confuse so many people.

You buy 1 Bitcoin at $126,000.  It drops to $89,000. You sell it.

Then you buy it right back.

You still own one Bitcoin.

But on paper, you just locked in a $37,000 capital loss.

Here’s why that matters:

• Crypto is taxed as property, not a security
• The traditional wash-sale rule does not currently apply
• That loss can offset capital gains dollar-for-dollar
• Up to $3,000 can offset ordinary income
• Anything unused carries forward indefinitely

So yes, this can be legal tax-loss harvesting under current rules.

But here’s the part that many never mention:

• Fees and spreads eat into the benefit
• Doing this repeatedly can raise economic substance questions
• States don’t always follow federal rules
• Congress has openly talked about closing this loophole
Hate Clutter as Much as I Do? Use These 7 AI Prompts to Finally Clean Up

I’ve always hated clutter; the way it silently builds up on counters, hides in drawers, and creates that low‑grade stress you feel every time you walk into a room. And I’m not alone. Most people struggle with spaces that feel heavier than they should, simply because life gets busy and stuff accumulates.

But here’s the good news: you don’t have to tackle it alone. With the help of AI, you can get clear, objective guidance that makes decluttering easier and far less overwhelming. A few well‑crafted prompts and snapping some pictures of your cluttered spaces can help you see your home with fresh eyes, make better decisions, and create a space that actually supports your peace of mind.

To make that process simple, here are 7 prompts that can help you use AI to declutter your home; and finally clear the mental and physical clutter that’s been weighing you down.

 

  1. “Act as a minimalist interior strategist. Based on these photos [insert photos, link or description], identify what’s visually overwhelming and recommend 3 principles to simplify each room, without buying anything new.” 
  2. “Create a 48-hour declutter plan for a 3 bedroom house. Break it down by room, order of operations, and energy levels, so I don’t burn out halfway.” 
  3. “Help me build a ‘keep, toss, relocate’ system. Include rules for emotional items, duplicates, and ‘just in case’ objects, with no guilt framing.” 
  4. “Write a script I can use to sell or give away items fast. I want it short, specific, and effective for Facebook Marketplace, Buy Nothing groups, or DMs.” 
  5. “Turn this room [e.g., bedroom, kitchen] into a calm zone. Give me a layout edit based on the included pictures, storage tips, and one change that improves flow or energy instantly.” 
  6. “Design a weekly reset ritual that prevents clutter from creeping back in. I want it under 20 minutes with visual, emotional, and digital cleanup included.” 
  7.  â€œHelp me define what ‘enough’ looks like for clothes, kitchen tools, and decor. Give me minimalist anchor numbers based on real use, not trends.” 
Quote of the Week
“Knowing yourself is the beginning of all wisdom.”
Aristotle


Most people spend their lives trying to understand the world but rarely stop to understand themselves. We analyze data, chase goals, read books, and accumulate knowledge, yet often neglect the one subject that matters most: who we are beneath all the noise.

Self-reflection isn’t about judgment; it’s about awareness. It asks you to sit with your thoughts without running from them, to listen to what your emotions are trying to tell you instead of silencing them. When you start paying attention, you notice patterns: the ways you react, the habits you defend, the fears that steer you without permission.

That awareness is where change begins. It’s not always comfortable, but it’s deeply freeing. Once you understand yourself, decisions become simpler, peace becomes closer, and wisdom becomes possible.

Merry Christmas and Happy Hannukah!
 


This is re-published from the weekly email sent by Leonard Mack entitled The Propeller.  To subscribe, visit https://www.LeonardMack.com/subscribe and read it every Sunday evening.


This intellectual nourishment is intended for informational purposes only. One should not construe anything herein as being legal, tax, investment, financial, or other advice.


My rule is this – I have no advice to give, only experience to share. I have no interest in being a guru or telling people what they should do. Rather, I share my own experience because there is no right or wrong. Your mileage may vary.