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The Propeller – Crushing Tax Debt and Ford’s War Secret – 12-7-2025

AI and the Myth of “What It Can’t Do”

Fun fact: People love to debate what artificial intelligence will never be able to replicate:

  • Art.
  • Music.
  • Creativity.
  • That magical human touch.

Yet while everyone’s busy arguing about what AI can’t do, something fascinating is happening behind the scenes: AI-generated songs and artists are quietly making waves across multiple genres.

Take this example, Solomon Ray is currently the #1 gospel artist on both Billboard and iTunes. His music is moving people to tears, racking up millions of streams, and dominating the charts.

There’s just one tiny detail: Solomon Ray doesn’t exist.  He’s 100% AI-generated.

No vocal cords. No soul.  And definitely no late nights in the studio perfecting his craft. Just algorithms and training data.

Wild, right?

Here’s the point: Becoming AI-literate is no longer optional, it’s a competitive necessity.

Why This Matters for You

AI isn’t just transforming music. It’s reshaping every industry, from marketing and finance to healthcare and education. Those who understand how to leverage AI tools will have a clear edge over those who don’t.

And this is where Microsoft Copilot and the use of AI Agents come in. Copilot integrates directly into the tools you already use, Word, Excel, PowerPoint, Teams, helping you draft content, analyze data, create presentations, and automate repetitive tasks in seconds. It’s like having an expert assistant embedded in your workflow, freeing you to focus on strategy and creativity.

If you want to stay ahead, start exploring how Copilot can amplify your productivity and unlock new possibilities. The future isn’t waiting, and neither should you.

After Tax Debt SUCKS!
REMEMBER, if you have debt and CAN’T write it off, you’re paying MUCH MORE than you think.

Let’s say your marginal tax rate is 30%.

You have a personal loan from SoFi at 9% on $50,000.

Interest is $4,500 per year.

HOWEVER, you actually need to earn 4,500 / 70% (debt payment / 1-tax rate) = $6,428, then pay taxes, then pay $4,500. That’s an over 12% interest rate!

That SUCKS.

So remember, if you’re ever thinking about financing personal debt, consider the tax burden.

This is the burden you need to overcome BEFORE investing. (That is, should I pay 12% effectively on my SoFi loan or invest to earn 12% WITH the risk?)

This is why BUSINESS DEBT is much better than personal debt. At least you can write it off! Maybe a side hustle can help you write it off.

Bonus:

A lot of us thinking about a home forget the size of the standard deduction AND the $750k home-loan interest limits.

If you can’t write off interest on your home, and your home interest is 7%, you might actually be paying the equivalent of 10%!! (Because you have to earn that much more to pay it).

So always minimize your “after-tax” expenses FIRST.
From Cars to Combat: How Ford’s Assembly Line Revolutionized Aircraft Production with Rosie the Riveter



In 1944, a Michigan factory built 100 bombers in three days, and the workers were mostly women who’d never touched an aircraft before the war.
At Ford’s Willow Run plant in Michigan, history wasn’t made on the battlefield. It was made on the assembly line.

By November 1943, something extraordinary was happening in Ypsilanti Township, just outside Detroit. Ford’s massive aircraft factory, a building so large it had its own climate inside, was producing a brand-new B-24 Liberator bomber every single hour.

Let that sink in. A four-engine heavy bomber, with 1,550 square feet of wing surface, weighing 36,500 pounds empty, complex enough to require 1.2 million parts, rolling off the line every 63 minutes.

This wasn’t a miracle. It was the result of the most ambitious manufacturing experiment in American history.

When the government asked Henry Ford to build bombers in 1940, he was 77 years old and hadn’t designed a new factory in years. But he understood mass production better than anyone alive, and he knew America would need planes, lots of them, fast.

Ford’s team designed Willow Run to be unlike any factory ever built. The main assembly building stretched 3,500 feet long and 1,200 feet wide—so massive it earned the nickname “the Arsenal of Democracy” before a single plane rolled out. The assembly line was a mile long. Workers used bicycles to get from one end to the other.

But the real innovation wasn’t the building. It was the people.

When production ramped up, Ford needed workers—tens of thousands of them. But the men who normally filled factory jobs were overseas fighting the war. So Willow Run became staffed primarily by women—housewives, secretaries, teachers, young women who’d never held a wrench or driven a rivet in their lives.

They learned. Fast.

“Rosie the Riveter” wasn’t just a poster, she was real, and she was building bombers at Willow Run. Women operated massive machines, assembled complex aircraft systems, learned precision manufacturing on the job, and matched or exceeded any production metrics set by male workers before them.

One worker later recalled: “We knew every plane we finished was going to help bring the boys home. That kept us going through the double shifts, the exhaustion, everything.”

The numbers tell an astonishing story of what they accomplished: By November 1943: One bomber every hour, 24 planes per day.

By August 1944: Peak monthly production hit 428 aircraft, more than 14 bombers per day, every day, for an entire month.
And then came the sprint that proved what American workers could do when it mattered most: Between April 24 and 26, 1944, just three days—100 B-24 Liberator bombers rolled off the Willow Run assembly line.

One hundred four-engine heavy bombers. In 72 hours.

That’s one complete bomber every 43 minutes, sustained for three straight days. If you’ve ever assembled IKEA furniture and thought it was complicated, imagine building a 27-ton aircraft with four engines, ten machine guns, and the fuel capacity to fly from England to Berlin and back—and doing it in less time than it takes to watch a movie.

By 1945, the plant operated around the clock with 42,000 workers running multiple shifts. Ford’s Willow Run was building 70% of all B-24 Liberators used in the war, supplying the majority of these heavy bombers to the Army Air Forces, the Navy, and Allied nations.
In total, Willow Run produced 8,685 B-24 Liberators: approximately 6,792 complete aircraft plus 1,893 knock-down kits that were shipped to other facilities for final assembly.

The result? The B-24 became the most-produced American heavy bomber in history, 18,482 total from all manufacturers, with Willow Run accounting for nearly half. It was a powerful symbol not just of American military might, but of industrial strength and the capacity to mobilize an entire nation’s workforce toward a common purpose.

Those bombers flew over Europe and the Pacific. They dropped supplies to resistance fighters, bombed strategic targets, and helped turn the tide of the war. Every one that rolled off Willow Run’s assembly line represented hundreds of hours of labor by workers who understood exactly what was at stake.

But Willow Run was building more than planes.

It was proving that ordinary people, given purpose, training, and urgency, could accomplish the extraordinary. That women could master complex manufacturing just as well as men. That American industry could pivot from making cars to making bombers and do it faster than anyone thought possible.

It proved that assembly line principles pioneered by Henry Ford for automobiles could revolutionize aircraft manufacturing. Before Willow Run, planes were built more like custom projects, skilled craftsmen working on individual aircraft. Willow Run industrialized the process, breaking down bomber construction into hundreds of specialized tasks that could be learned, perfected, and repeated.

The workers weren’t just following orders. They innovated constantly, finding faster ways to install components, suggesting improvements to the assembly process, solving problems on the floor. Management learned to listen, because the people actually doing the work often had the best ideas for doing it better.

One supervisor noted: “The girls picked it up faster than anyone expected. Give them a blueprint and a tool, and they’d figure it out. They had patience for the detail work and took pride in getting it right.”

After the war ended, Willow Run’s purpose ended too. The factory was eventually sold, repurposed, partially demolished. For decades, the massive building sat partially abandoned, a rusting monument to a moment when America needed to build planes faster than anyone ever had and succeeded.

But the legacy endures.

The B-24s built at Willow Run helped win World War II. The workers who built them, especially the women, proved that capability isn’t about gender or background, it’s about opportunity and determination. And the factory itself demonstrated that American industrial might, when fully mobilized, was one of the decisive factors in the Allied victory.

Willow Run stood as proof of what ordinary workers, driven by purpose and urgency, could accomplish together.

One bomber per hour wasn’t a goal when they started, it was unimaginable. But by November 1943, it was Tuesday.

One hundred bombers in three days seemed impossible. But in April 1944, they did it.

The workers who made it happen weren’t superheroes. They were regular people who clocked in, learned complex jobs, worked exhausting shifts, and built planes that would help end the deadliest war in human history.

They were proof that when a nation commits its full industrial capacity and its people’s determination to a cause, there’s almost nothing it can’t accomplish.

The assembly line at Willow Run is silent now. But what it proved still echoes: that ordinary people, given extraordinary purpose, can build extraordinary things.

One bomber at a time. One shift at a time. One rivet at a time.

Until the job was done.

Quote of the Week
“Do not let the behavior of others destroy your inner peace.”
Dalai Lama


Peace is fragile when built on the conditions of others. There will always be someone who misunderstands you, disappoints you, or acts from their own pain. You cannot control their choices, but you can control the boundary between their chaos and your calm.

Inner peace is not indifference; it’s strength. It’s the ability to stay compassionate without being consumed, to care deeply without losing yourself. It’s the quiet confidence that no matter how others behave, you will not abandon your own balance.

You protect your peace not by building walls, but by building awareness. You recognize what belongs to you and what doesn’t.

When do you start your Holiday shopping?  I start mine a day or two before Christmas!
 


This is re-published from the weekly email sent by Leonard Mack entitled The Propeller.  To subscribe, visit https://www.LeonardMack.com/subscribe and read it every Sunday evening.


This intellectual nourishment is intended for informational purposes only. One should not construe anything herein as being legal, tax, investment, financial, or other advice.


My rule is this – I have no advice to give, only experience to share. I have no interest in being a guru or telling people what they should do. Rather, I share my own experience because there is no right or wrong. Your mileage may vary.